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SAVINGS & FINANCE

Lower Bills Today.
On Terms that Suit You.

Solar and battery can cut your electricity bill by up to 90%. Pay outright or ask about finance, with the price, deposit and payment terms confirmed in your individual quote.

A homeowner reviewing their energy bill at home
Up to 90%
lower electricity bills with solar & battery storage
Your choice
pay outright or ask about spreading the cost
Forecasts
savings depend on your home, usage and tariffs
30 years
of Spark workmanship cover; first 10 years HIES insurance-backed

What Could You Save?

Answer two quick questions for an instant, no-obligation estimate of your system and potential energy savings.

STEP 1 Your current energy bill
£150 / month
How this estimate is calculated

Illustration uses 950 kWh generation per installed kWp each year, 27.03p/kWh import electricity, 15p/kWh export, 68% self-use capped at 60% of household demand, and constant rates over 30 years. It excludes installation, finance, maintenance, replacements and degradation.

STEP 2 Your home
Your estimate
£1,167 estimated / year
≈ £97 estimated energy benefit per month
5.3 kWp
system · ~5,040 kWh/yr
£35,000
estimated over 30 years, before costs
Want to spread the cost?
Ask us about finance Options confirmed with your quote
Get My Exact Quote

*Figures are indicative estimates for guidance only, based on typical generation and self-consumption, and are not a quotation. Your personalised, EPVS-validated savings forecast and any finance terms are set out with your quote. Savings are not guaranteed. Finance subject to status and approval.

Ways to pay

Finance that Fits Your Budget

Pay outright or ask about spreading the cost. We will explain the available options, deposit and total amount payable so you can choose what suits your circumstances.

MOST POPULAR
Interest-free credit
0% APR
over 5 years · 25% deposit

With a 25% deposit, spread the rest over 5 years and pay not a penny in interest — never more than the cash price. The smart choice if you can manage a higher monthly amount.

✓0% interest — pay only the cash price
✓25% deposit, balance over 5 years
✓You own the system & can settle early
Buy-now-pay-later credit
5–15 yrs
9.9% APR representative

Choose a 5, 10 or 15-year term to bring your monthly payment down. Interest applies, but you still own the system and can overpay whenever you like.

✓Lower monthly payments
✓You own the system
✓Flexible 5, 10 or 15-year terms
Pay outright
direct to Spark
Cash price
Deposit, then balance on completion

Pay the deposit set out in your Order, with the remaining balance due on successful completion and commissioning. Your quote sets out the equipment, installation and total price.

✓Deposit confirmed in your Order
✓Balance on successful completion and commissioning
✓No credit interest

Spark is a trading name of Spark Energy UK Ltd, which is an Appointed Representative of Shermin Finance Limited (FRN 727594), which is authorised and regulated by the Financial Conduct Authority. Spark Energy UK Ltd acts as a credit broker, not a lender, and offers finance from a panel of lenders including Hometree Finance. Credit is subject to status, affordability and approval. The Hometree Solar Plan is an all-inclusive hire (lease) agreement provided by Hometree Finance, a trading name of HTG Finance Limited (FRN 825534); monthly payments are subject to an annual increase of 2.5%. Written details available on request.

The maths

Understand Your Monthly Costs

Compare your forecast energy savings with the proposed repayments and total finance cost. A lower energy bill does not necessarily mean your combined monthly costs will be lower.

Energy prices can rise or fall. Savings depend on generation, usage and tariffs, while repayment terms depend on the finance agreement.

What your quote will explain
Forecast energy benefit Estimate
Monthly finance payment Quoted terms
Overall cost and benefit Compare both

Compare savings forecasts with the deposit, total repayments and other system costs. Forecasts are not guaranteed returns.

Get paid to generate

Sell What You Don't Use Back to the Grid

Through the Smart Export Guarantee, the energy your panels generate but you don't use is sold back to your supplier — turning your roof into a second income that runs alongside your savings.

1 Your battery stores cheap daytime solar to use in the expensive evening peak.
2 Anything left over is exported and paid for under the Smart Export Guarantee.
3 Smart tariffs let you charge from the grid when it's cheapest, maximising every saving.
A power station at dusk, representing the national electricity grid

Savings & Finance Questions

How can I pay for solar and a battery?

You can pay outright or ask about finance. Your adviser will explain the available options and confirm the deposit, repayments and total amount payable in writing. Finance is subject to status, affordability and approval.

Can the monthly payment be less than I save?

It depends on your system, tariffs and finance terms. Compare your savings forecast with the quoted repayments and total costs; a lower energy bill does not guarantee lower combined monthly costs.

Do solar panels really pay for themselves?

Solar and battery can cut electricity bills by up to 90%, and an eligible export tariff can pay for surplus energy. Payback depends on the installation price, generation, usage, tariffs, finance and other costs. Your quote includes a forecast, not a guaranteed return.

Will I still save money on a finance plan?

Finance changes the overall cost and timing of your payments. Compare the forecast energy benefit with the total amount repayable, including interest and any fees. Your personal quote will help you assess this.

Do I need a deposit?

The deposit depends on your chosen payment option. We will confirm the amount and payment schedule in your quote and any finance agreement.

What happens if energy prices change?

Energy prices can rise or fall as wholesale markets, demand and supply change. There is no certain long-term path for household bills. Generating and using your own solar electricity can reduce the amount you need to buy from your energy supplier.

See the Forecast for Your Home

Book a free, no-obligation home survey. We'll prepare your savings forecast, design your system and explain the available payment options.

Get My Free Quote